Spend Smart

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4 Ways to Refresh Your Wardrobe

Saving money and not buying new clothes? Ugh. Why 😩 Being a financially responsible adult can be so annoying and fun-sucking, but today we're giving you 4 ways to refresh your wardrobe by doing these things that cost little-to-no money. COUNT US IN. 1. Re-band Old...

5 Reasons to Still Carry Cash

Remember that thing we all used to use that literally no one carries around anymore? What’s that thing called? Oh yeah, cash. These days cash seems to be so outdated and useless that we’ve allowed ourselves to become numb to just swiping our credit/debit cards. But...

Why Your HSA May Be Your Best Retirement Account.

CONTRIBUTING AUTHOR: Jay Geddie Ahh the HSA... You know, that part of your benefits package many of usually gloss over? Did you know that it may be one of the best forms of investing at your disposal? That's right! As you know HSA’s are pre-tax accounts that you use...

Why Daycare Will Pay for Our Next Trip to Europe

CONTRIBUTING AUTHOR: Jay Geddie Yes, you read that right. Daycare will PAY for our next trip to Europe. I know, I know, many of you are probably waiting for me to tell you which daycare and how can you sign up right? Well, I’ll tell you in two easy steps! 1. We take...

Establishing Your Financial Identity

Contributing Author: Jay Geddie “I’d rather strive to be anonymously rich rather than deceptively poor….” -Random Millionaire Establishing your financial identity... what does it mean? Simply put, it revolves around having a financial plan. It’s just deciding what...

5 Financial Resolution to Make Before the End of the Year

Contributing Author: Jay Geddie As we get closer and closer to the end of the year I am starting to hear people mention resolutions and ways they want to improve in 2020. Of all the future resolutions I hear people mention, I hardly hear anyone talk about finances....

Meals That Make Cents Pilot -Baked Salmon, Roasted Asparagus & Sweet potato hash!

If you're like me, then you are a foodie who loves to eat. So you also probably know that if left unchecked, food can be the biggest hole in your budget! The idea of cooking more meals at home sounds good in theory but without knowing what to make, how much time it's...

How To {Gracefully} Say No To Things That Don’t Align With Your Financial Goals.

We have all been there, whether its the 6464675445 invite to a baby shower, bachelor party, wedding, dinner outing or vacation, I'm sure many of us can relate when it comes trying to balance our commitment to our friends and our commitments to our financial goals. You...

The Stock Market Crashed, What Should I do?

The year started off with a bang in the markets! It seemed like the economy was slated for more growth and the stocks could do no wrong - until they did. The Dow Jones industrial average (an index that tracks 30 large U.S.-based...

5 ways to Better Budgeting

In this video, we give you 5 key ways to make a budget that actually works! https://www.youtube.com/watch?v=ryiJHHYIhkY

Frugal Shopaholics

This is our first post in our Deals and Discounts Section of our site. Today we want to invite you to check out a great blog that has tons of discounts and deals for your shopping needs. The Authors of the blog our two of my friends and college Alumnus (Go Spartans!)...

Quick Tips- Stick To The Script.

Budgeting is no easy task. it requires you to systematically plan out what to do with your money so you know where every dollar is going. A good plan is the first step in realistic budgeting. Whenever you have to make purchases, make sure before you ever step foot in...

5 Ways To Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will have enough money to live comfortably throughout their retirement years.1 However, even those who are confident may not have realistic expectations....

Splurge or Save?

Now you guys know I am all about saving, but in some cases you cant sacrifice quality. This post comes from a dear friend of mine who has a blog of her own. Althea Nichols is very knowledgeable in the area of makeup and beauty and has a plethora of...

Is It Really Affordable?

During the years prior to the financial crisis of 2008, many people thought that they could “afford” bigger homes. Unfortunately, as low-rate mortgage reset, it became painfully obvious that those homes weren’t affordable at all. But we don’t have to go...

Quick Tip – Keep It Simple

Ok so I would not be much of a financial advisor if I did not practice what I preach. So from time to time I will include the "quick tips" section of my newsletter that will allow you to have some real-time, practical advice that you can use in your everyday life....

Budgeting Basics

Then most people here the word budget, they cringe. They automatically think of it as restrictive clamp on the way you spend money. Well – in all honesty budgeting is a necessary evil; one that you will have to accept and adopt if you want to be successful with your...

Never Pay Full Price

Never pay full price! With sites like Groupon, Amazon, Living Social etc. , there are always ways to get stuff for less than its original price. Being patient and looking for deals can be very beneficial to your wallet. In this section I share with you guys different...